Roughly $300 billion in multifamily mortgage debt is scheduled to mature in 2026—but does that mean $300 billion worth of distressed apartment buildings are about to hit the market? Not necessarily. It means thousands of property owners are facing a decision: refinance, sell, bring additional capital to the table, or find another creative solution. And when today's financing environment looks very different from when many of these loans were originally made, some interesting opportunities can emerge. 

In this episode with podcast host Mike Swenson, we break down what the $300 billion maturity wave really means for real estate investors, where potential distressed opportunities may be hiding, and how investors can find owners who need solutions, not just buyers looking for a bargain. We’ll explore refinancing challenges, creative financing, seller financing, loan assumptions, motivated sellers, and the key question every investor should be asking: What problem can I solve that cre...

What does it take to make smart lending decisions and protect capital in the world of private lending and note investing? Doug Smith is the founder of Castle Rock Capital Funding and The Mad Lender, who brings 35 years of commercial and residential lending experience and a deep background in credit and underwriting. Doug shares insights from his career with some of the world's largest banks and explains what investors should understand before putting money into loan-based assets. 

Doug also discusses how The Mad Lender works behind the scenes with private lending funds, individual private lenders, and note investors, while providing credit analysis, underwriting, consulting, and portfolio management. If you're already investing in notes or private lending or simply want to better understand how experienced lenders evaluate risk, this conversation offers practical lessons you can use to make more informed investment decisions. 

In this episode, you will be able to:

• Understan...

What if your business could run more efficiently and give you back the freedom you started it for? Ryan Schuetter is an operations expert and AI implementation leader who has helped more than 100 businesses adopt AI and build better systems. Ryan isn't a guru. He's an operator. Through Schuetter Consulting and Schuetter AI, he helps companies turn technology into practical workflows that reduce chaos, improve profitability, and empower teams to work smarter. 

Ryan explores why founders become trapped by their businesses, how AI can transform everyday operations, and what it takes to build a company that creates freedom instead of consuming it. Whether you're a real estate entrepreneur, business owner, or investor looking to scale, this conversation offers practical insights to help you take back control of your time and your business. 

In this episode, you will be able to:

• Discover how AI can save time and increase revenue by improving business processes.
• Understand why i...

What happens when a firefighter working 24-hour shifts decides to build a future through real estate? Thomas St. John, founder of North Corp Capital, who also worked part of his career as a mailman, shares hear how he went from serving his community to building a successful multifamily investment company with over 20 years of experience in the trenches of real estate. 

Starting with his first duplex back in 2006, Thomas steadily scaled his portfolio and eventually created a vertically integrated operation complete with in-house property management. Today, through North Corp Capital, Thomas specializes in multifamily investing, asset syndication, and helping investors grow wealth through strategic, risk-conscious real estate opportunities. 

We dive into the lessons he’s learned about leverage, scaling responsibly, managing risk, and building strong investor relationships over the long haul. If you’re interested in multifamily investing, creating financial freedom outside of a tra...